Terms of Service

Effective Date: June 1, 2025

Welcome to The Next Billion, published by Owen Capital Partners LLC (“we,” “us,” or “our”) and made available through Substack at sharransrivatsaa.substack.com.

By accessing or using this site, you agree to the following Terms of Service. If you do not agree, please do not access or use the site.

1. Content and Use

All content provided on The Next Billion is for educational and informational purposes only and reflects personal experiences and opinions. Nothing published constitutes financial, investment, legal, tax, or professional advice of any kind. You should consult a qualified professional before making financial or investment decisions.

This content is not investment advice. Use at your own risk.

2. User Interaction and Conduct

We welcome discussion and comments. However, by interacting with this site, you agree to:

* Be respectful and constructive

* Not post or share any hate speech, racism, discrimination, harassment, or threatening language

* Not engage in spamming, promotion of external products, or any unlawful activity

We reserve the right to moderate or remove content and users who violate these guidelines, without notice.

3. Privacy and Data

We do not collect any personal data beyond what is handled directly through Substack’s platform, which may include your name and email address if you subscribe.

We use this information solely to deliver our newsletter content. We do not sell or share your personal information.

4. Email Subscriptions

By subscribing to The Next Billion, you consent to receive email newsletters from us via Substack. You can unsubscribe at any time using the link at the bottom of any email.

5. Intellectual Property

All content, including text, graphics, images, and branding, is the property of Owen Capital Partners LLC unless otherwise credited. You may not reproduce or republish content without express written permission.

6. Disclaimers

* All content is for general information and educational purposes only

* No content constitutes financial, investment, legal, tax, or professional advice

* We make no guarantees about the accuracy, completeness, or usefulness of any content

* Use of this site and content is at your own risk

7. Changes

We may update these Terms from time to time. Continued use of this site after changes are made constitutes your acceptance of the revised terms.

8. Governing Law

These Terms shall be governed by the laws of the State of California, without regard to its conflict of law principles.

Contact Us:

For questions or concerns, email us at team@sharran.com